Audio-Technica AT4033/CL by beatlefan1970
The AT4033 is a near-perfect microphone for home recordists, and the one mic I feel like can be recommended to damn near anyone recording music. It's relatively inexpensive, with new ones being about $400, and it sounds great on pretty much everything--and it has never, for me, sucked on anything. It's not a vintage-vibey mic, but it's transformerless electronics make it a great team player: even when it's the only mic used on a recording, it never leaves an unwanted signature on your tracks. It takes high SPL's with aplomb while still bringing out the details and air around a whispered vocal; acoustic guitars are crisp and full but with little in the way of low-and-low-mid buildup, and it is a go-to mic for bass cabinets, piano, and mono drum OH's. It has a nice presence to it, without that godawful "cheap condenser zing" so common these days, and tracks recorded with the mic take EQ well. It's off-axis response is nice enough to make it a pretty decent room or ambient mic for drums and electric guitars, and it's transient response is both accurate enough to handle percussion instruments like glockenspiels without crapping out and forgiving enough to keep cymbals and tambourines in check. It's rugged, too--mine's ten years old, I've used it almost every day, dropped it more than several times, and it has given me no problems, ever. One caveat: invest in a better shockmount, like the AKG H85, before the rubber bands in the Audio-Technica mount break (and they will).
All said and done, whether you're looking for your first good mic or looking to expand your locker with a solid "do-all" workhorse, you really cannot go wrong with the 4033.