In January of 2020 both my wife and I contracted Covid. We're pretty sure she got it from visiting her elderly mother (since deceased, with Covid most likely a factor) in a hospital and a nursing home. I then caught it from my wife.
My wife's case was fairly mild. Mine was much worse. In the acute phase (3 days/nights) I would feel passable but dead tired and achy in the morning, with symptoms getting worse as the day wore on. By night I was having trouble catching a full breath. I was determined to not go to the hospital, so I would just lie in bed and try not to move at all. Luckily, after the third night of this I started to recover.
I had been earning a decent living as a freelance videographer (mostly filming depositions for attorneys), but in February 2020 the work dried up. I was 66 years old and on full Social Security, but planned to work another 2 - 5 years, partly because I enjoyed the work, and partly because I planned to use some of the money for studio upgrades. But I now had to contend with lasting heart, lung, and kidney damage due to Covid, and even now, a year later, I still suffer from brain fog. There's no way I could stand the rigors of being a freelance videographer...the early hours, the travel, the stress, the need to always be alert and never make a mistake.
Nor did I want to risk re-exposure to the virus. I'm not at all certain my previous exposure has made me immune.
My wife had been trying to convince me to retire for several years, and I finally went with the flow. My understanding is that there is now occasional work to be had, but I have no intention of being among those doing it.
On the plus side, I did have enough money saved for some serious studio upgrades...a powerful new computer, a Les Paul 2020, an Eventide H9000R, and various other toys. So now I spend my days in my studio, happily going wherever my ears and the technology lead me. One could do worse.