Online stores EZ payment plans - with NO credit checks?

[Arpnutt]

I always had good luck with using AMS for the 3 payments. They do a credit check for the 5 payments. Yeah, it is true that they don't carry everything (Mopho, Tetra).

Sweetwater will check credit for just about everything. Their 3 payments require a credit check because it can be used for big ticket items as well as the small stuff.

The Sweetwater guy called you to make sure the order came for you and confirm that its not fraud. They do that for all new customers and to also develop a relationship with a new customer. It may be a pain at first, but the service you can get from Sweetwater is well worth it.

[Electronica03]

With the AMS 5 payment plan...say if you wanted to buy 2 monitors and total they exceed the $995 max for the 3 payment plan. Why not just buy one one day then buy the other the next day? Seems like that could be a loophole....??

[mike vee]

Man, AMS used to have a ton of shit but lately they suck. They used to have the whole SSL X-logic line, high end focusrite, distressors, etc...but now they have the basic Guitar center bullshit.

I got so much stuff from them, then the day I was ready to get My Lynx Aurora 16 I look and its gone...and so is anything worth buying from them :(

[Electronica03]

Originally Posted by mike vee

Man, AMS used to have a ton of shit but lately they suck. They used to have the whole SSL X-logic line, high end focusrite, distressors, etc...but now they have the basic Guitar center bullshit.

I got so much stuff from them, then the day I was ready to get My Lynx Aurora 16 I look and its gone...and so is anything worth buying from them :(

yea they are missing alot of good stuff

[Gears]

Bumping this thread from its grave...

I was surprised to see Sweetwater saying they would credit check for their 3-payment plan. I don't feel like using it now.

I purchase from Zzounds and AMS and usually use their payment plan. They pulled credit on a 5-pay once from me, but made it clear that it was because it was over 1k.

I can't see any benefit to offering a 3-pay plan if I'm going to get a credit check for a $500 item.

Does Sweetwater really check for purchases under 1k?

[Arpnutt]

I think Sweetwater does the credit check because you can get some things on it that are way over a 1k limit.