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Originally Posted by RightOnRome  How do you pay mortgage , bills, have a family and BUY GEAR!!.. its a life long struggle ..is it loans.. charge a lot.. get lucky .. have rich parents.. I find its very tough to get ahead sometimes ... |
It's simple, really. You just plan for it, and save / budget towards it. I keep business and home finances separate, but my wife helps me to keep objectivity in buying gear.
It's real easy to fall into the financial black hole of always 'needing' to buy gear, especially without a plan.
Start off by making the most out of what you have already. You can do a TON of stuff with a fraction of what was needed, say 10 yrs ago.
Make a realistic upgrade plan with what you want to do, what you need to accomplish this, over how long a period of time, how much it will cost, and how you plan to make it back.
Be honest with yourself about what your needs are, and talk it over with your spouse. They may surprise you with ideas you may not have considered.
You may find that there are pieces of gear you already own that are not much use to you with what you want to do, and can make a little $$ off selling them.
Then work your plan, and adjust it as needed. Unexpected things in life happen, sometimes bad, sometimes good. Your plans may have to be adjusted in those situations.
My 2-cents, as the sole income earner in a family of 5, through music.