[pan60]

Originally Posted by mwd

The majority of Ebay Sellers don't get it. Thinking that bold disclaimers like "can't be responsible" or "no insurance at your own risk" will get them off the hook if something happens.

It won't.

They don't realize that insurance is for the protection of the seller.

You own that product until it is received and accepted by the buyer. Look at the transaction in it's most basic legal form. Ship out a perfect widget, widget gets damaged (or lost), seller received item "not as described" or not at all. It doesn't matter why or who did it or whether they purchased insurance or declined. They have a base level claim for fraud.

If you have ever noticed professional distributors say like Musicians Friend or NewEgg or any pro online or catalog company never gives you the option of buying insurance or not? Because they know if something happens it's their problem.

They charge you for the shipping and insurance. The insurance protects them.

What Ebay sellers don't get is that the buyer is not purchasing insurance he is reimbursing the seller for it. The seller is the one that is entering into a contract with the shipper when he ships the item.

Don't ever ship without insurance.

dead on!