About insurance.. I was always under the impression that if you offer insurance and the buyer declines.. if the piece gets f'd in delivery, it's the buyer's tough luck. But, this apparently isn't so, according to the fleabay "community" :
"Yes, they can require insurance to be purchased, and write it right into the invoice, so the item is not paid for until the insurance is paid for. But, once they ship the item, they are responsible whether the buyer bought the insurance or not. If there is a loss, it is theirs."
http://answercenter.ebay.com/thread....=1147687239623
And every thread I've read there about insurance says the same thing; Seller is responsible for loss regardless.
So, wtf?