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In 1988, I had a studio in my house that had a fire and I was surprised how much of the gear was salvageable.
In 2004 or 2005 I had a flood and although my studio was ok, a lot of the equipment I used to used for gigging was underwater. The mud was so bad I thought the stuff would never work. I rinsed everything out and let it dry for a week. Everything worked perfectly.
Electric guitars should be fine. Acoustics may need some extra attention.
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