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If your home owners insurance is going to cover any damage because the pump failed then I would try to include any gear or instruments that are damaged beyond repair if there is any.If you report any income from your studio then the insurance will use that as a way out of covering any studio stuff(this happened to me years ago with a fire in a make shift studio practice room)the home owners insurance said our band was a buisness and wouldn't cover any of our music gear.so we lost it all. I spent a year trying to clean and save a fostex 16 track 1/2 inch deck,a A&H system 8 console that I was trying out and didn't even own plus a few cheap rack gear things. I was able to clean it up and get some of it working but in the long run none of it ever worked right and I had to sell it cheap and start over.
There are companies that will help you fight for the top dollar that the insurance company should pay you if you need to go that route?A friend of mine works for such a company.
Good luck and don't give up. pm me if you need any help or info!
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