Just got off the phone with a Paypal rep. Just started recently. Paypal will now cover you if you buy things off Ebay now. The previous policy of "we paypal we only cover you 100% is if you buy on Ebay and use Paypal combined ".
From what I was told on the phone with a rep. This policy is now over. They will now cover you for purchase off Ebay. All you have to do is use paypal. Like hear on Gearslutz classifieds.
However, I was told E checks are no longer offered.
This was my cheapest way of transferring money in $1000+ range.
Because it only cost $5 vs. paying 3% of what you are transferring.
I hope this good news helps you all.