Quote:
Originally Posted by analogbass  No offense but you were stupid to accept the package without insurance for full value. That has to be automatic and costs pennies. Doesn't matter whether the auction specified insurance, you have to INSIST on on it or no deal. Otherwise you're not covered and you're the one who will get burned again. |
well you say that - but in the uk my experience so far with couriers is that if you pack small-medium size items well - you do not have any problems.
Insurance for items the majority of the time I view as an unneccessary tax on fear they levy on you - to do the job they should do anyways. WHy should I pay them extra to deliver an item? Insurance schemes and services like warranty are huge money makers these days and IMO a lot of them are complete bullshit.
I would say this being the first time in 3 years of ebay trading I have had a problem - that I have saved much money (more than any claim I have had to make) from not spending on insurance and simply packing well. After all - Insurance is a business and the shipping companies are making money from their own ineptitude. This is a model I have a problem with paying for. I'd rather pack well and use shipping companies who dont damage items.
Of course - you cannot always rely on the seller to pack well. Although again - this is the first idiot I have come across. I do hear many more horror stories from over your side of the pond tho - but maybe thats simply due to more trading.
HOWEVER. On something like a vintage synth or other expensive and fragile item - I do find insurance to be appropriate.
THis incident does make me think. However - in my dealing in the past with insurance companies - they will do their very best to **** you over even if you did take out insurance with them - and weasel out of the deal. Getting money out of them is like getting blood out of a stone.
IMO better to do an awesome packing job or simply not send items that are very big or fragile...