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So yea, in regards to making money with music, we musicians are mostly just effed. I'd start promoting your concerts more and make a few nice t-shirts, cause that's usually what people my age spend money on when they support a band.
In the mean time, I will personally be giving my music away for free, because it is, quite frankly, not worth $10 for an album. I just like it when people listen and enjoy my songs. 
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I've been getting paid to make music since I was 12. Should I, and countless others that have spent thousands of dollars, hours, and miles to be able to succeed suffer because YOUR music isn't worth, "$10 for an album?"
Should playing shows and making t-shirts be the only way to make money in music? Did you first hear of Cursive, etc. at a show, or on a cd? If it was a show, I bet you went b/c a friend heard a cd, then went to a show...The, "touring and merch," argument is sooo lame, considering NO new acts make money on the road for the first few years--how are THEY supposed to get a start or survive? Ever been on tour? No? Shocker.
